
<ns0:uwmetadata xmlns:ns0="http://phaidra.univie.ac.at/XML/metadata/V1.0" xmlns:ns1="http://phaidra.univie.ac.at/XML/metadata/lom/V1.0" xmlns:ns10="http://phaidra.univie.ac.at/XML/metadata/provenience/V1.0" xmlns:ns11="http://phaidra.univie.ac.at/XML/metadata/provenience/V1.0/entity" xmlns:ns12="http://phaidra.univie.ac.at/XML/metadata/digitalbook/V1.0" xmlns:ns13="http://phaidra.univie.ac.at/XML/metadata/etheses/V1.0" xmlns:ns2="http://phaidra.univie.ac.at/XML/metadata/extended/V1.0" xmlns:ns3="http://phaidra.univie.ac.at/XML/metadata/lom/V1.0/entity" xmlns:ns4="http://phaidra.univie.ac.at/XML/metadata/lom/V1.0/requirement" xmlns:ns5="http://phaidra.univie.ac.at/XML/metadata/lom/V1.0/educational" xmlns:ns6="http://phaidra.univie.ac.at/XML/metadata/lom/V1.0/annotation" xmlns:ns7="http://phaidra.univie.ac.at/XML/metadata/lom/V1.0/classification" xmlns:ns8="http://phaidra.univie.ac.at/XML/metadata/lom/V1.0/organization" xmlns:ns9="http://phaidra.univie.ac.at/XML/metadata/histkult/V1.0">
  <ns1:general>
    <ns1:identifier>o:35808</ns1:identifier>
    <ns1:title language="sr">TRENDS IN INSURANCE MARKET DEVELOPMENT</ns1:title>
    <ns1:language>en</ns1:language>
    <ns1:description language="en">Abstract: 
The global insurance market is a crucial part of the world economy and its
development is infl uenced by macroeconomic factors, the intensifi cation of existing
risks and the emergence of new ones, regulatory changes, globalization, liberalization,
and more. The COVID-19 pandemic, large-scale natural disasters, infl ation, and geopolitical events have signifi cantly impacted the decline or slowdown in the growth of the
global economy and the world insurance market. There was a slight decrease in global
insurance premiums in 2022 compared to 2021, and preliminary results suggest a slight
increase in insurance premiums in 2023 compared to 2022. Changes have occurred in
the provision of insurance services, demand for them, and insurers’ operations. The focus
of this paper is the analysis of the trends in the development of the global insurance
market. The goal is to highlight the degree of insurance development worldwide and
to assess the global insurance market’s readiness to withstand negative phenomena
and leverage contemporary challenges for growth and performance improvement.</ns1:description>
    <ns1:keyword language="en">Keywords: insurance market, life insurance, non-life insurance, development trends, COVID-19, natural disasters, inflation, digitalization</ns1:keyword>
    <ns2:identifiers>
      <ns2:resource>1552101</ns2:resource>
      <ns2:identifier>1451-3757</ns2:identifier>
    </ns2:identifiers>
    <ns2:identifiers>
      <ns2:resource>1552099</ns2:resource>
      <ns2:identifier>10.5937/TokOsig2403536K</ns2:identifier>
    </ns2:identifiers>
  </ns1:general>
  <ns1:lifecycle>
    <ns1:upload_date>2025-02-03T12:38:37.749Z</ns1:upload_date>
    <ns1:status>44</ns1:status>
    <ns2:peer_reviewed>no</ns2:peer_reviewed>
    <ns1:contribute seq="0">
      <ns1:role>46</ns1:role>
      <ns1:entity seq="0">
        <ns3:firstname>Jelena Ž.</ns3:firstname>
        <ns3:lastname>Kočović</ns3:lastname>
        <ns3:institution>Univerzitet u Beogradu Ekonomski fakultet</ns3:institution>
        <ns3:orcid>0000-0003-3219-4746</ns3:orcid>
      </ns1:entity>
      <ns1:entity seq="1">
        <ns3:firstname>Tatjana N.</ns3:firstname>
        <ns3:lastname>Rakonjac Antić</ns3:lastname>
        <ns3:institution>Univerzitet u Beogradu Ekonomski fakultet</ns3:institution>
        <ns3:type>person</ns3:type>
        <ns3:orcid>0000-0003-0371-0115</ns3:orcid>
      </ns1:entity>
      <ns1:entity seq="2">
        <ns3:firstname>Marija</ns3:firstname>
        <ns3:lastname>Koprivica</ns3:lastname>
        <ns3:institution>Univerzitet u Beogradu Ekonomski fakultet</ns3:institution>
        <ns3:type>person</ns3:type>
        <ns3:orcid>0000-0003-4239-2252</ns3:orcid>
      </ns1:entity>
      <ns1:entity seq="3">
        <ns3:firstname>Kristina N.</ns3:firstname>
        <ns3:lastname>Bradić</ns3:lastname>
        <ns3:institution>Univerzitet u Beogradu Ekonomski fakultet</ns3:institution>
        <ns3:type>person</ns3:type>
        <ns3:orcid>0009-0008-9198-2770</ns3:orcid>
      </ns1:entity>
    </ns1:contribute>
  </ns1:lifecycle>
  <ns1:technical>
    <ns1:format>application/pdf</ns1:format>
    <ns1:size>206814</ns1:size>
    <ns1:location>https://phaidrabg.bg.ac.rs/o:35808</ns1:location>
  </ns1:technical>
  <ns1:rights>
    <ns1:cost>no</ns1:cost>
    <ns1:copyright>yes</ns1:copyright>
    <ns1:license>1</ns1:license>
  </ns1:rights>
  <ns1:classification>
    <ns1:purpose>70</ns1:purpose>
  </ns1:classification>
  <ns1:organization>
    <ns8:hoschtyp>1552253</ns8:hoschtyp>
    <ns8:orgassignment>
      <ns8:faculty>11A03</ns8:faculty>
    </ns8:orgassignment>
  </ns1:organization>
  <ns12:digitalbook>
    <ns12:name_magazine language="sr">Tokovi osiguranja</ns12:name_magazine>
    <ns12:volume>40</ns12:volume>
    <ns12:booklet>3</ns12:booklet>
    <ns12:from_page>549</ns12:from_page>
    <ns12:to_page>561</ns12:to_page>
    <ns12:releaseyear>2024</ns12:releaseyear>
  </ns12:digitalbook>
</ns0:uwmetadata>