o:10322 Merenje rizika pri utvrđivanju solventnosti neživotnih osiguravača Risk measurement in determination of solvency of non-life insurers : doctoral dissertation sr Osiguranje pruža zaštitu od rizika koji ugrožavaju imovinu i lica kroz isplatu naknade štete, odnosno osigurane sume, nakon nastupanja osiguranog slučaja, u zamenu za unapred utvrđenu i naplaćenu premiju osiguranja. Iz primarne funkcije osiguranja, koja se ogleda u obezbeđenju ekonomske i socijalne sigurnosti osiguranika, proizilazi značaj solventnosti, kao dugoročne platežne sposobnosti osiguravajućih kompanija. U uslovima vremenske nepodudarnosti uplata i isplata iz osiguravajućeg fonda, na osnovu podataka iz prošlosti, primenom matematičko-statističkih i aktuarskih metoda, osiguravači procenjuju iznos premija i tehničkih rezervi koje su potrebne za pokriće očekivane vrednosti šteta. Insurance provides protection against risks that threaten lives and priority through the payment of compensation or the sum insured after the occurrence of the insured event, in exchange for a previously determined and collected insurance premium. The importance of solvency as long-term debt-paying ability of insurance companies stems from the primary function of insurance, which is reflected in ensuring economic and social security of policyholders. In terms of temporal mismatch between receipts and payments from the insurance fund, based on data from the past, applying mathematical, statistical and actuarial methods, insurers estimate the amount of premiums and technical reserves needed to cover the expected value of claims. Društvene nauke / Osiguranje Social sciences / Insurance Datum odbrane: 03.07.2015. neživotno osiguranje, margina solventnosti, rizici osiguranja, rizik premije osiguranja, rizik rezervi za štete, diverzifikacija rizika, Solventnost II, dinamički model merenja rizika osiguranja non-life insurance, solvency margin, insurance risk, premium risk, reserve risk, diversification of risk, Solvency II, dynamic model for insurance risk measurement yes 47513871 91552101 2365 91552100 47513871 2016-02-10T13:50:41.053Z 45 no 46 mentor Marija. 1983- Jovović 2015 63 mentor Jelena. 1955- Kočović 2015 63 član komisije Ljiljana Petrović 2015 63 član komisije Tatjana. 1969- Rakonjac-Antić 2015 63 član komisije Predrag. 1954- Stančić 2015 404 lista 5134005 http://phaidrabg.bg.ac.rs/o:10322 no yes 3 2016-02-10T13:50:41.320Z 70 11 1066162 1066174 UDK=368(043.3) neživotno osiguranje, margina solventnosti, rizici osiguranja, rizik premije osiguranja, rizik rezervi za štete, diverzifikacija rizika, Solventnost II, dinamički model merenja rizika osiguranja non-life insurance, solvency margin, insurance risks, premium risk, reserve risk, diversification of risk, Solvency II, dynamic model for insurance risk measurement 1738 11A03 11A0302 2015